Independent Mortgage Brokerage
Our Panel of Independent Financial Advisers (IFAs) are available to meet to discuss your wider financial objectives.
- Trusted Face to Face Advice is important
- Our our IFA partners have been vetted and have worked with our clients for many years
- We are happy to discuss your needs and match you up with an Adviser best suited to your requirements
In a changing investment market we offer trusted advice for peace of mind and good investment returns.
Pensions
By accessing our Panel of Independent Financial Advisers (IFAs) you can gain from a wealth of experience in Pension Advice. Changes in legalisation make it more important than ever to keep up to date with your pension performance.
- Trusted face to face advice
- Transparent performance and fees
- Advice on Transfers from previous employers schemes
Pension legislation changes regularly, we will ensure you are getting the best opportunities during these changes.
Summary
Service Type
Investments & Pensions
Provider Name
My Mortgage Service,
Area
South West England including Bristol, Bath, Gloucester and Exeter
Description
My Mortgage Service is an introducer to Kevin Spear, a registered individual with Access Financial Services. He is based in South West England. Kevin and his team proudly supply face-to-face mortgage advice and other services to Bristol, Bath, Gloucester and Exeter and surrounding areas and specialise in 4 hour Agreement In Principles.
My Mortgage Service © 2016 All Rights Reserved.
Kevin Spear is a registered Individual with Access Financial Services Limited. Your property may be repossessed if you do not keep up repayments on your mortgage. Access Financial Servvices Limited is authorised and regulated by the Financial Conduct Authority, our FCA registration number is 301173. Access Financial Services Limited Ltd is registered at Companies House, our company number is 04427489, our registered office address is 8 St. James's Square London SW1Y 4JUS. The Financial Conduct Authority does not regulate some investment mortgage contracts. Calls may be recorded for training and compliance purposes. Terms & Conditions Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. As we offer a bespoke service our fees can vary. We charge an application fee of £295.00, this fee is only charged once your mortgage has been agreed in principle with the lender, once your mortgage offer is issued we charge a broker fee of £495.00. If your circumstances are more complex, we may charge a higher fee. Our maximum fee is 1.5% of the loan value. These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances