My Mortgage Service © 2016 All Rights Reserved.
Kevin Spear is a registered Individual with Access Financial Services Limited. Your property may be repossessed if you do not keep up repayments on your mortgage. Access Financial Servvices Limited is authorised and regulated by the Financial Conduct Authority, our FCA registration number is 301173. Access Financial Services Limited Ltd is registered at Companies House, our company number is 04427489, our registered office address is 8 St. James's Square London SW1Y 4JUS. The Financial Conduct Authority does not regulate some investment mortgage contracts. Calls may be recorded for training and compliance purposes. Terms & Conditions Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. As we offer a bespoke service our fees can vary. We charge an application fee of £295.00, this fee is only charged once your mortgage has been agreed in principle with the lender, once your mortgage offer is issued we charge a broker fee of £495.00. If your circumstances are more complex, we may charge a higher fee. Our maximum fee is 1.5% of the loan value. These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances